Special Programs
Durable Medical Equipment Program
"Medicare is cutting your reimbursement, see how Cushman Insurance Agency can cut your insurance costs."
We have access to some of the most competitive insurance options available to the DME Industry. Our MedGuard Program offers General Liability (including Products/Professional), Property, Automobile, Workers Comp, Medicare Surety Bonds, & Umbrella coverage's tailored to your business. Retailers, Wholesalers, Manufacturers. We have been serving the DME industry since 1986.
The aging of the baby boomer generation, and the trend toward home recovery are causing the need for medical equipment outside the hospital to explode. While that may be good for your business, it is all the more reason to make sure your business interests and liabilities are covered. The Med-Guard® Program features insurance packages for medical equipment companies designed to go hand-in-hand with your home medical equipment operation. We provide quick quote turnaround, and a free, no obligation comparative analysis.
Complete the attached application (PDF) or contact us today to let us get to work for you!
"Premium savings up to 50% in many instances!"
Ambulance Program
We are able to offer extremely competitive programs in most states for non- emergency (no 911) ambulance accounts. Recent successes include workers' compensation policies (including dividend programs) in Virginia and South Carolina.
Also recently written were liability contracts including Professional and Employment Practices Liability as well as abuse and molestation coverages. Automobile coverages for the ambulance fleet, property, inland marine, and umbrella liability policies are available. One account written in the last 60 days received a $100,000 reduction in premium from the previous year primarily from the automobile line of business.
We pride ourselves on "shopping" the marketplace for the best price and coverage format for each account and are not "married" to any particular program or insurance company. This enables us to acquire the best product and price for each ambulance insured we represent.

